[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.popako.sk\/dobre-si-to-spocitajte\/#Article","mainEntityOfPage":"https:\/\/www.popako.sk\/dobre-si-to-spocitajte\/","headline":"Dobre si to spo\u010d\u00edtajte!","name":"Dobre si to spo\u010d\u00edtajte!","description":"Ka\u017ed\u00fd z n\u00e1s m\u00e1 nejak\u00fd svoj rozpo\u010det. \u010ci u\u017e si to rozvrhujeme alebo nie aj tak ka\u017ed\u00fd z n\u00e1s m\u00e1 […]","datePublished":"2018-08-16","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.popako.sk\/author\/#Person","name":"","url":"https:\/\/www.popako.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"popako.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.popako.sk\/wp-content\/uploads\/img_a290159_w16478_t1534254253.jpg","url":"https:\/\/www.popako.sk\/wp-content\/uploads\/img_a290159_w16478_t1534254253.jpg","height":0,"width":0},"url":"https:\/\/www.popako.sk\/dobre-si-to-spocitajte\/","wordCount":421,"articleBody":"Ka\u017ed\u00fd z n\u00e1s m\u00e1 nejak\u00fd svoj rozpo\u010det. \u010ci u\u017e si to rozvrhujeme alebo nie aj tak ka\u017ed\u00fd z n\u00e1s m\u00e1 nejak\u00e9 svoje pr\u00edjmy a v\u00fddavky. Pr\u00e1ve to ur\u010duje n\u00e1\u0161 rozpo\u010det. Nemali by sme ho v\u0161ak bra\u0165 na \u013eahk\u00fa v\u00e1hu. Ve\u013emi dobr\u00e9 je ak si na za\u010diatku mesiaca urob\u00edme pl\u00e1n na\u0161ich v\u00fddavkov. Pred\u00eddeme tak r\u00f4znym nepr\u00edjemnostiam. Ur\u010dite pozn\u00e1te posledn\u00e9 t\u00fd\u017edne mesiaca. Minuli ste viac ako ste mali a teraz si mus\u00edte utiahnu\u0165 opasok. Toto by sa nemuselo v\u00f4bec sta\u0165 ak by ste mali pl\u00e1n. Je potrebn\u00e9 si to dobre spo\u010d\u00edta\u0165 a ni\u010d nenech\u00e1va\u0165 na n\u00e1hodu. Ako na to? Vy\u010dle\u0148te si nejak\u00e9 papiere alebo men\u0161\u00ed zo\u0161it. Do tohto zo\u0161ita si budete ka\u017ed\u00fd mesiac zapisova\u0165. Na za\u010diatku mesiaca si v\u017edy zazna\u010d\u00edte svoje pr\u00edjmy. Potom nap\u00ed\u0161ete v\u00fddavky, ktor\u00e9 s\u00fa pevn\u00e9. Ktor\u00e9 to s\u00fa? Je to napr\u00edklad n\u00e1jom, elektrina, voda a in\u00e9 potrebn\u00e9 a nevyhnutn\u00e9 platby. N\u00e1sledne si ur\u010d\u00edte ko\u013eko pe\u0148az\u00ed m\u00f4\u017eete ka\u017ed\u00fd t\u00fd\u017ede\u0148 min\u00fa\u0165 na r\u00f4zne in\u00e9 v\u00fddavky. R\u00e1tajte s pravideln\u00fdmi n\u00e1kupmi potrav\u00edn, drog\u00e9rie \u010di n\u00e1v\u0161tevy lek\u00e1rne. Vytvorte si aj ur\u010dit\u00fa rezervu na nepredv\u00eddate\u013en\u00e9 v\u00fddavky. Takto sa v\u00e1m u\u017e nem\u00f4\u017ee sta\u0165, \u017ee sa na konci mesiaca ocitnete bez pe\u0148az\u00ed. Ak si chcete nejak\u00e9 peniaze u\u0161etri\u0165 tak si zvo\u013ete ka\u017ed\u00fd mesiac sumu, ktorej sa dok\u00e1\u017eete vzda\u0165. Nemus\u00ed to by\u0165 v\u00f4bec ve\u013ea. Je d\u00f4le\u017eit\u00e9 aby ste si ich ka\u017ed\u00fd mesiac poctivo odlo\u017eili a viac na nich nesiahli. Ak to nedok\u00e1\u017eete tak sk\u00faste poprosi\u0165 zn\u00e1meho, \u010di nem\u00f4\u017eete tieto peniaze da\u0165 jemu. Takto m\u00e1te zaru\u010den\u00e9, \u017ee v\u00e1s to nebude pok\u00fa\u0161a\u0165. Druhou mo\u017enos\u0165ou je zalo\u017ei\u0165 si \u00fa\u010det s ktor\u00e9ho nebudete m\u00f4c\u0165 peniaze. Takto si m\u00f4\u017eete by\u0165 ist\u00fd, \u017ee si vytvor\u00edte ur\u010dit\u00e9 \u00faspory. Niekedy sa v\u00e1m m\u00f4\u017ee zda\u0165, \u017ee nem\u00e1te dostatok financi\u00ed na odlo\u017eenie si pe\u0148az\u00ed a vytvorenie \u00faspor. Verte mi, \u017ee v\u017edy sa to d\u00e1. Mus\u00edte sa len nau\u010di\u0165 lep\u0161ie hospod\u00e1ri\u0165 a \u0161etri\u0165. Ve\u013ea kr\u00e1t kupujeme mno\u017estvo vec\u00ed, ktor\u00e9 ani nepotrebujeme. Tomuto sa mus\u00edme vyhn\u00fa\u0165. Nikdy nekupujte vec, ktor\u00fa u\u017e doma m\u00e1te.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dobre si to spo\u010d\u00edtajte!","item":"https:\/\/www.popako.sk\/dobre-si-to-spocitajte\/#breadcrumbitem"}]}]